Sign in
Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
Market figure
Biden’s $10,000 student debt forgiveness is a game-changer for borrowers’ wallets…
By Andrew Keshner
The financial implications of the Biden administration's loan cancellation plan go beyond debt balances
In an era of record borrowing costs and rising prices, people need all the help…
The Car Loan Guide (2022)
Loans to buy or refinance a new or used car are among the most common loans offered by financial institutions. Car loans usually come with much lower interest rates than other types of credit, such as credit cards and…
10 Best Loans No Credit Check & Bad Credit Loans With Guaranteed Approval
Applicants with poor credit ratings have always struggled to obtain financing from banks, credit unions, microfinance, and even online lenders. These lenders require applicants to have excellent credit scores, good income, and assets to…
Cash Advance Apps vs Payday Loans: Which is Better?
If you're asked to imagine a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like "everyday payday." You probably wouldn't imagine a mobile app that advertises on TikTok and sports a…
6 startups that help borrowers manage their student loans
A class of startups is trying to tackle America's massive student debt crisis.
Some help borrowers refinance their loans or streamline their monthly payment…
5 Dave Ramsey tips to pay off your credit card faster
Image source: Getty Images
Dave Ramsey's advice could help you get out of debt as soon as possible.…
Tom Bruce Joins LawFi as Chief Credit Officer | New
JACKSONVILLE, Fla., Aug. 17, 2022 (GLOBE NEWSWIRE) -- LawFi, Inc., (“LawFi”), the Legal Fintech startup…
How to get a student loan without a credit check
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Are federal student loans even “loans?” » From forbearance to forgiveness to…
The educational and industrial complex laughs all the way to the bank.
By Wolf Richter for WOLF STREET.
One person's loan is another person's asset. If the loan is cancelled, the property is destroyed. It's like that.
No one is…
Equifax issued bad credit scores to ‘millions’ of customers, report says
Equifax this spring sent incorrect credit scores to millions of customers applying for home and auto loans, The Wall Street Journal reported Tuesday. As one of the top three credit reporting companies in the United States, Equifax…
Are there interest-free student loans?
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Swift Title Loans New Florida Locations
LOS ANGELES, CA, July 23, 2022 /24-7PressRelease/ — At Swift Title Loans, we would like to advise our California customers that all branches in California have been closed. However, in Florida we have opened additional branches to better…
OneMain Personal Loans Review | the ascent
Main advantagesApplicants with fair or poor credit may be acceptedThe main reason to get a OneMain personal loan is that it approves loans for people with all kinds of credit histories. This includes offering loans for bad credit.…
Loans for low-income people Personal loans for a tight budget
When life arrives, taking out a personal loan may be necessary to stay afloat financially. If your credit score is in good shape and you earn enough income to pay the loan repayments, you could be back on track sooner rather than later.…
Top 5 Florida Car Title Lenders for Bad Credit in 2022
Tired of searching for the right title lender in Florida? Your fight is finally over! We have collected information on the top 5 lenders that will provide you with everything you need.
1. Compacom Title Loans
Compacom is an…
Meet StellarFi, the app that builds your credit while paying your bills
Source: StellarStellarFi announced on Tuesday that it is now available to all consumers. The Credit Builder app makes your bill payments on your behalf, then reports the successful payment to the three major credit bureaus to help…
Small Payday Loans Online No Credit Check
Small payday loans online without a credit checkGet 100% cash advance online even with bad credit. The best service for fast loans!LoansA credit check can sometimes be applied to some payday loans as well. A credit check is generally not…
Refresh your summer spending with Navigator Credit Union
Get ready for lazy days and fun getaways! Summer is here. Unfortunately, our summer spending can leave wallets empty in the fall. Navigator Credit Union offers smart ways to reduce common summer expenses.Save fuel Gas prices are on the…
What’s really going on with revolving consumer credit?
Beyond some of the dodgy stuff in the headlines today.
By Wolf Richter for WOLF STREET.
Revolving credit balances in April, unadjusted for seasonality — so actual dollar balances — were $1.04 trillion, according to the Federal…
Biden is willing to forgive $10,000 in student loans per borrower — what it means for your budget,…
If $10,000 disappears from your student debt, you might want to celebrate. It's a question millions of student loan holders could soon face if President Joe Biden implements a controversial plan to write off $10,000 in federal student loan…
Upstart extends AI technology to dealerships nationwide in a bid to secure low-credit loans
Upstart, a consumer lending platform known for its artificial intelligence approach to consumer loan underwriting, is expanding its technology to more car dealerships. The criteria used by this technology assesses more than traditional…
Personal loan rates for people with high credit scores have dropped
Is the personal loan the right option for you?…
Research: Rating Action: Moody’s assigns provisional ratings to six categories of bonds to be…
New York, April 25, 2022 -- Moody's Investors Service ("Moody's") has assigned provisional ratings to six classes of bonds to be issued and one class of loans to be incurred by Carlyle US CLO 2022-1, Ltd. (the "Issuer")Moody's…
Live U.S. finance and payment updates: monthly check for $2,753, 2022 tax due, gas stimulus…
Which taxpayers have more time to file their tax returns? Apart from residents of Maine and Massachusetts, most U.S. taxpayers had until yesterday's deadline to file their 2021 tax returns. However, some people are automatically eligible…
Best business credit cards for new businesses in 2022
There will be a lot of items on your to-do list when you start a new business, including getting a business bank account and a business credit card. Finding a card available for startups and qualifying can be confusing.
Here,…
What are secured loans and where can you get one?
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
U.S. Finance Updates: Gas Stimulus Check, Medicare, Tax Deadline…
Sstay tuned to our live blog Sunday, April 10, 2022, to stay up to date with the latest US financial news. We'll provide the latest and greatest updates on rising gas prices and the controls being sought to cushion that blow, as well as…
I have 4 degrees and I owe $197,000 in student loans. What should I do?
How to get out of student loan debt
Getty…
Medical debts on Equifax, TransUnion, Experian reports; credit score
The major credit bureaus, Equifax, Experian and TransUnion, just announced a major change in the way medical debt is included in your credit history.Soon, 70% of medical debt will be removed from consumer credit reports, according to a…
Weston: How buy now, pay later loans could alter credit
Like any easy credit, these plans can tempt people to overspend. Buy now, pay later loans are also largely unregulated and lack the consumer protections that cover credit and debit card purchases. Additionally, the Consumer Financial…
Loans for bad credit with guaranteed approval online: the best way to get fast money
Pexels.com
If you have bad credit and need cash fast, a guaranteed approval bad credit loan may be the best option for you. These loans provide quick cash specifically for people who find it difficult to get!-->!-->…
A complete guide to coronavirus hardship loans in 2021
The coronavirus epidemic continues and many suffer financial difficulties because of it. According to the U.S. unemployment rate was 4.8 percent in October with 7.7 million jobless, as per the Bureau of Labor Statistics. Although these!-->…
Loans as low as $1,000
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
What are the easiest online loans to get?
NEW YORK – March 5, 2022 – (Newswire.com)
iQuanti: Getting approved for a loan can be difficult, especially for borrowers with less than perfect credit. If you don't have a good credit score and are wondering which online loans can…
“Buy now, pay later” option can impact credit rating
Hey welcome to Rawson in 60. A major update is underway with buy now pay later. I'll tell you how the purchase option could affect your credit score. Now all I need is 60 seconds or less.…
How to Fix My Credit Score in 6 Months • Benzinga
When you want to repair your credit, you may have a timeline in mind. Some people want to settle their credit in 6 months, but how can they do that? It's often difficult to make an impact on your financial future in such a short…
Paypal Working Capital Business Loan Review 2022 – Forbes Advisor
Business loan applications are approved or denied based on a number of factors. All lenders have their own unique underwriting requirements, but these typically include information from the applicant's credit profile…
Why I put my car down on a credit card
Image source: Getty Images
Putting down a deposit for a car on a credit card can sometimes be a smart financial decision.…
How do you get rid of a title loan
If you're facing financial difficulties when you're struggling financially, avehicle title loanmay be the perfect solution.This kind of loan lets you take out a loan in exchange for the car title.However, they can be costly and leave you!-->…
Almost Miss Jumbo loans with as little as 3.5% down!
Many potential buyers are discouraged by the strict qualification criteria and large down payments required for many loans. While the big banks and credit unions are ideal for working with standard jumbo loans, which offer more affordable…
Turned down for a credit card? Here’s what you need to do to get one
CREDIT is one of the many things you need to get a car loan or a house mortgage.
Being rejected for a credit card can hurt, but if you're rejected, there are a number of things you can do to get approved next time.
1Paying your bills on…
6 tricks medical students can use for their student loans
By Dr. James M. Dahle, Founder of WCI
For 3/4 of medical students (and other professionals), dealing with student loans is part of the sacrifice they have to make to become a doctor. Living frugally and not taking out loans too soon…
Proposed credit scoring changes could benefit millions of Americans
Since its inception in 1989, there have been few, if any, changes to credit score reporting. However, with advances in technology and an economy struggling with a global pandemic, it makes sense to re-evaluate a system that can…
“No Credit, No Job” is the Exotic Mortgage Winner of 2022 – Orange County Register
Conventional mortgage refinance volume has fallen off a cliff as rates are more than a point above Freddie Mac's all-time low of 2.65% set in January 2021.
Conventional loans are also very slow, due to a shortage of homes for sale.
But the…
Fintech industry veterans launch Highline with $4.5M seed funding to improve access to credit for…
DALLAS--(BUSINESS WIRE)--Highline - a payroll-linked bill payment method - launched today with $4.5 million in seed funding led by Foundation Capital and Costanoa Ventures. Highline's goal is to empower Americans to take control…
Small Business Loans in Oklahoma
Business owners from Oklahoma City to Tulsa may not know they have a trump card when it comes to helping their businesses thrive. Small business financing is, for many Oklahoma businesses, the tool that helps propel them to…
What can you use student loans for?
When you apply for a student loan, several factors are taken into account to calculate the amount you can receive. One of the key factors for federal and private loans is the “cost of attendance” at the institution where you are registered…
No 4th stimulus check, but this updated program will cancel student loans
A group of members of Congress sent President Biden a letter earlier this week urging him to accelerate a new financial benefit for millions of Americans. One that would far exceed what the government has done so far in the area of…
Average credit scores by gender
The average credit scores of men and women in the United States were just one point apart when credit reporting agency Experian released a major analysis of the issue in 2020. And a year later, updated data from Experian shows…
Some teachers discouraged by the loss of the child tax credit | News, Sports, Jobs
President Joe Biden arrives to speak at an event marking the start of the monthly child tax credit relief payments, in the South Court Auditorium of the White House complex, July 15 in Washington. Families…
Warren and Progressives step up pressure on Biden to cancel student loans
A number of prominent Democrats are urging President Biden to cancel student debt by executive order. (iStock) Progressive lawmakers are increasing pressure on President Joe Biden to write off student debt for millions of…
When to apply for a credit card after bankruptcy
After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit? It depends on the type of bankruptcy you filed, as your bankruptcy must first be discharged. It can take as little as six…
What credit cards allow co-signers?
Applying for a credit card with a co-signer, that is, another person who agrees to share responsibility for charges made to the card, is a good way to build up a positive credit history. In the past, applying for a credit card with a…
What to know when applying for a personal loan with bad credit
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners' products.When it comes…
7 Best Ways To Pay Off Credit Card Debt
Editorial credit: Onchira WongsiriDo you know the percentage of people who have credit card debt? A study shows that up to 30% have $ 5,000 or less in debt. 21% have more than this amount. We are talking about more than 40 million people…
For Young Adults, Credit Building Begins Now
Sooner than you think, your credit score will start to count.A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit ready when you need it, now is the time…
Should you co-sign on a credit card?
Editorial independenceWe want to help you make better informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and allow us to earn a referral commission. For more information see How we make…
How To Improve Your Credit Score Without A Credit History
Credit scores are three-digit numbers that measure your degree of responsibility in managing your money and paying off your debt. These scores are generated by the information in your credit report, so it follows that in order to have…
Definitely when it comes to online coverage loans in British Columbia, South Carolina.
Definitely when it comes to online coverage loans in British Columbia, South Carolina.
Your personal online paycheck information improves British Columbia South Carolina from the name of fast debts to the…
How Does a Credit Check Work?
Posted on Saturday, January 1, 2022, 11:15 a.m.
Join the 100,000+ AFP followers on Facebook
Buy an AFP subscription
Subscribe to AFP podcasts on iTunes and Spotify
News, press releases, letters to the editor:…
Why Payday Loans Are Not Dangerous
Posted on Tuesday, December 28, 2021 at 10:51 a.m.
Join the 100,000+ AFP followers on Facebook
Buy an AFP subscription
Subscribe to AFP podcasts on iTunes and Spotify
News, press releases, letters to the editor:…
It’s time to build your credit [Personal Finance]
Sooner than you think, your credit score will start to count.
A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit ready when you need it, now is the…
How to get a business loan with bad credit
A business loan is a great way to help your business grow. But what if you have bad credit? Fortunately, there are steps you can take to increase the odds of getting approved for small business loans, which we'll discuss here.What do…
It’s time to build your credit
By COLIN BERESFORD from NerdWallet (AP)Sooner than you think, your credit score will start to count.A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit…
Should you close a credit card with a high interest rate?
The quick answer? Not necessarily.Credit card companies don't let you carry a balance out of the goodness of their hearts. Rather, they charge interest on balances that are not fully paid each month. And sometimes that interest can be…
I am on disability and I am divorcing. How can I keep my house with a low income and a good credit…
Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
How to get a loan without credit
If you are in dire need of money with a bad credit rating, try a personal or payday loan.
These days there are many loan options available and it can be a bit confusing to know which one applies to you. Everyone's financial situation…
Lenders Use AI to Offer Low Credit Personal Loans to Borrowers
New fintech lenders are using AI to expand access to credit and provide personal loans to borrowers with low credit scores. (iStock) Fintech lenders are taking an unprecedented step by using artificial intelligence (AI) to offer…
Questions to Ask When Buying a Car Without a Credit Score
Buying a car is a confusing process no matter who you are or how much you know about the process. There are so many factors to keep in mind when it comes to buying a car, from choosing a car to determining what kind of financing you'll…
8 pros and cons of refinancing federal student loans – Forbes Advisor
Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.
Federal student loans generally have lower…
How to Borrow at 0% i.e. No Fee (or As Near As You Can Get) – Masterclass on Cards, Lending,…
0% credit card: 22 months WITHOUT INTEREST and £ 25 cash back
Best used to borrow £ 100 to £ 5,000 all at once. Done well, 0% credit cards offer very low cost borrowing because there is NO TOC NO TOC for almost two years. To…
PenFed Credit Union Partners with Wreaths Across America to Honor Veterans and Provide Remembrance…
TYSONS, Virginie and COLUMBIA FALLS, Maine, November 29, 2021 / PRNewswire / - PenFed Credit Union, the…
Everything you need to know about adoption loans
Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Thinking of refinancing your mortgage? Here is the credit score you will need
Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Best credit cards for international students
How to choose an American credit card as an international studentHere's what to look for as an international student when comparing credit cards:No annual fee: Your first credit card shouldn't incur unnecessary fees because you don't want…
How To Choose The Right Credit Reporting Service | Info4u
If you own investment property, offer auto loans, lend mortgages, or lease equipment or equipment, it's…
Are credit cards the right way to finance big purchases?
If you need to make a large purchase, the ideal way to pay for it is usually in cash. This way, you don't have to worry about incurring future monthly payments to cover costs. And you won't make your purchase more expensive by incurring…
Tony Taveekanjana Joins PenFed Credit Union Mortgage Leadership Team as National Director of Retail…
TYSONS, Virginia, November 17, 2021 / PRNewswire / - PenFed Credit Union, the country's second-largest…
PenFed Credit Union and PenFed Foundation Sponsor 2021 San Antonio Veterans in Business Awards |…
TYSONS, Virginia, November 9, 2021 / PRNewswire / - PenFed Credit Union, the country's second largest…