Browsing Tag

credit report

How to Fix My Credit Score in 6 Months • Benzinga

Joey Cotton Mar 1, 2022

When you want to repair your credit, you may have a timeline in mind. Some people want to settle their credit in 6 months, but how can they do that? It's often difficult to make an impact on your financial future in such a short…

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How do you get rid of a title loan

Joey Cotton Feb 22, 2022

If you're facing financial difficulties when you're struggling financially, a vehicle title loan may be the perfect solution. This kind of loan lets you take out a loan in exchange for the car title. However, they can be costly and leave!-->…

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Capital One Platinum Secured Credit Card: Rebuild your credit with no frills

Joey Cotton Feb 18, 2022

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Turned down for a credit card? Here’s what you need to do to get one

Joey Cotton Feb 17, 2022

CREDIT is one of the many things you need to get a car loan or a house mortgage. Being rejected for a credit card can hurt, but if you're rejected, there are a number of things you can do to get approved next time. 1Paying your bills on…

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Proposed credit scoring changes could benefit millions of Americans

Joey Cotton Feb 12, 2022

Since its inception in 1989, there have been few, if any, changes to credit score reporting. However, with advances in technology and an economy struggling with a global pandemic, it makes sense to re-evaluate a system that can…

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“No Credit, No Job” is the Exotic Mortgage Winner of 2022 – Orange County Register

Joey Cotton Feb 10, 2022

Conventional mortgage refinance volume has fallen off a cliff as rates are more than a point above Freddie Mac's all-time low of 2.65% set in January 2021. Conventional loans are also very slow, due to a shortage of homes for sale. But the…

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When to apply for a credit card after bankruptcy

Joey Cotton Jan 19, 2022

After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit? It depends on the type of bankruptcy you filed, as your bankruptcy must first be discharged. It can take as little as six…

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What to know when applying for a personal loan with bad credit

Joey Cotton Jan 14, 2022

Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when you click on links to our affiliate partners' products.When it comes…

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For Young Adults, Credit Building Begins Now

Joey Cotton Jan 8, 2022

Sooner than you think, your credit score will start to count.A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit ready when you need it, now is the time…

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Should you co-sign on a credit card?

Joey Cotton Jan 7, 2022

Editorial independenceWe want to help you make better informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and allow us to earn a referral commission. For more information see How we make…

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How To Improve Your Credit Score Without A Credit History

Joey Cotton Jan 4, 2022

Credit scores are three-digit numbers that measure your degree of responsibility in managing your money and paying off your debt. These scores are generated by the information in your credit report, so it follows that in order to have…

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It’s time to build your credit [Personal Finance]

Joey Cotton Dec 25, 2021

Sooner than you think, your credit score will start to count. A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit ready when you need it, now is the…

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It’s time to build your credit

Joey Cotton Dec 21, 2021

By COLIN BERESFORD from NerdWallet (AP)Sooner than you think, your credit score will start to count.A good credit score can be the difference between qualifying for or missing out on a low-interest apartment or car loan. So, to get credit…

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Lenders Use AI to Offer Low Credit Personal Loans to Borrowers

Joey Cotton Dec 9, 2021

New fintech lenders are using AI to expand access to credit and provide personal loans to borrowers with low credit scores. (iStock) Fintech lenders are taking an unprecedented step by using artificial intelligence (AI) to offer…

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8 pros and cons of refinancing federal student loans – Forbes Advisor

Joey Cotton Dec 6, 2021

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Federal student loans generally have lower…

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How To Choose The Right Credit Reporting Service | Info4u

Joey Cotton Nov 20, 2021

If you own investment property, offer auto loans, lend mortgages, or lease equipment or equipment, it's…

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Why Do Employers Check Your Credit Report Before Hiring?

Joey Cotton Oct 28, 2021 0

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Credit card myth: you don’t have to carry a balance to build credit

Joey Cotton Oct 21, 2021 0

Editorial independenceWe want to help you make better informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and earn us a referral commission. For more information, see How we make…

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How to get a mortgage with a credit score of 600

Joey Cotton Oct 18, 2021 0

Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS #…

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The Easiest Way To Get A Car Loan With Bad Credit

Joey Cotton Oct 16, 2021 0

With bad credit, getting new credit can be difficult. However, if you are in need of a car loan, you have at least three types of lenders to consider, and we want to help you find them. Auto loans for bad credit Getting a car…

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Best Loans Without Credit Checks in 2021 • Benzinga

Joey Cotton Oct 13, 2021 0

You might need a quick loan for an unforeseen expense, however, maybe your credit score is not at its best and you are nervous about being able to get a loan. So, you might think that you can't apply for a loan anywhere but you…

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UW-EXTENSION: Credit reports: Free, very important and sometimes forgotten | Local News

Joey Cotton Oct 10, 2021 0

Recently I was giving a presentation to a small group and the topic of credit reports came up. During a conversation, I learned that only two people in the group had ever checked their own credit report. This is not uncommon, as around…

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Dear Penny: How do you get a credit score after 30 years in prison? | pennyhoarder

Joey Cotton Oct 6, 2021 0

Dear Penny,I have spent the past 30 years in prison. After I was released I tried to get credit and no one…

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Sabers Capital Issues Debt Consolidation and Credit Score Loan Report for October 2021

Joey Cotton Oct 4, 2021 0

Capital of the Sabers Review of the Saber Capital Sabers Capital Debt Consolidation Sabers Capital guides consumers on the pros and cons of debt consolidation…

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Should you use the so called 609 credit repair flaw?

Joey Cotton Oct 3, 2021 0

A popular online search to fix your credit score quickly and affordably has been called the 609 loophole.“Loophole 609 is a section of the Fair Credit Reporting Act that says if something is incorrect on your credit report, you have the…

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What credit rating is needed to buy a car? – Councilor Forbes

Joey Cotton Sep 20, 2021 0

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors. Compare rates and…

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Mortgage Lenders Can Now Count Rent Payments As Part of Your Credit Image

Joey Cotton Sep 20, 2021 0

In an effort to help first-time homebuyers jump into a tough housing market, mortgage giant Fannie Mae is now looking at rent payments as part of borrowers' credit history.Renters' dreams of home ownership often collide with a quirk of the…

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Loans Without Credit Checks: Why Avoid Them & What To Do Instead

Joey Cotton Sep 1, 2021 0

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…

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OppLoans 2021 Personal Loan Review

Joey Cotton Aug 25, 2021 0

Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but…

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Does Getting a Divorce Affect Your Credit Score?

Joey Cotton Aug 24, 2021 0

Select's editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners.Divorce is a major…

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How and why young women can create credit from scratch

Joey Cotton Aug 22, 2021 0

It may be easier to sign an apartment lease or buy a car when you have a good credit rating. (Credit: Toa Heftiba on Unsplash) Financial independence. This is what makes any woman the sole owner of her life. And one of the best ways to…

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Don’t have a credit score? Here’s how you can still get a home loan

Joey Cotton Aug 22, 2021 0

Don't have a credit score? Here's How You Can Still Get a Home Loan Photo credit: BCCL New Delhi: The credit score is extremely important. A credit score, also…

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Credit Karma Money Launches Billing Features to Help Members Improve Credit Ratings | Company

Joey Cotton Aug 9, 2021 0

OAKLAND, Calif .-- (BUSINESS WIRE) - August 9, 2021--Credit Karma Money…

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How To Build Credit | Quicken Loans

Joey Cotton Aug 6, 2021 0

How to build credit with a credit card The most popular option to start building credit is the credit card. Whether it's a secure or unsecured card, the proper use of a credit card can be a great way to establish payment…

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Credit card balance transfers: how they work and if they are worth it

Joey Cotton Jul 24, 2021 0

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Will Prepaid Credit Cards Help You Build Credit?

Joey Cotton Jul 20, 2021 0

SAN JOSE, California, July 20, 2021 / PRNewswire / - On the outside, prepaid credit cards and traditional credit cards share many features. They are typically 3.37 inches long by 2.125 inches high each, are plastic, and may feature a…

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Best Bad-Credit Loans for July 2021

Joey Cotton Jul 19, 2021 0

Editorial IndependenceWe want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make…

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Best Credit Cards for People with No Credit

Joey Cotton Jul 19, 2021 0

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Best Credit Repair Companies – Work with Top Credit Repair Services

Joey Cotton Jul 19, 2021 0

A credit score determines and influences practically every life decision of yours. Someone was correct when they said that gaining control over these digital numbers can help us control the rest of our lives. A high credit score…

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Expert tips for buying a house with bad credit (Podcast)

Joey Cotton Jul 19, 2021 0

Can I buy a house with a bad credit score? If you’re looking to buy a house but you have low credit, we have some good news: you may still be able to get a mortgage loan. Not-so-great credit or even poor credit isn’t the…

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Best credit cards without a credit check

Joey Cotton Jul 13, 2021 0

Credit cards that advertise "no credit checks" may be attractive to those with low credit (FICO ratings of 629 or less) because their application will not impact your credit scores. But often these cards come with high fees and high…

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Best No Credit Cards Credit Cards For July 2021

Joey Cotton Jul 8, 2021 0

Editorial independenceWe want to help you make more informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and earn us a referral commission. For more information, see How we make money.One…